As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. It is very often the emotions come across and the young people that get consumer loans only to show off to friends expensive smartphone or tablet and then be repaid over 3-5 years credit for a toy, the activities of which they do not even use half. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. In any case, until he attains the age of majority. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians.
The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. Base this can be a violation of one of the parties to the contract. If the Bank delays the borrowed funds or provides incomplete, then the borrower may require the Bank to comply with the terms of the contract, or to apply to the court to terminate the contract.
Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party. Financial institutions, in turn, try not to spoil its clients with mood like little things and hold back fees. According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing. As a rule, in the office of the institution to a potential borrower will provide the phone number of the financial institution partner, which he will be able to get a wide range of information about conditions of granting of the loan, interest rate and other important aspects. It's a dark, gangster and totally unfair scheme. It is obvious that the refusal of the inheritance in favor of third parties to transferred liabilities and the payment of the loan. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. That is, the borrower will have to pay 10 Grand to get funds. And it's perfectly legal, but completely unfair.